Frequently Asked Questions

We’ve answered your frequently asked questions about Mitsubishi Finance here.
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We’ve answered your frequently asked questions about Mitsubishi Finance.

All of our brands offer finance. We also offer finance options for any used car purchased from us. You can view the finance options for each brand on their finance pages. Click here to go to the homepage.

You can apply for finance with West City Mitsubishi by filling out our finance application form. Alternatively, get in touch with our finance managers by filling out an enquiry form or giving us a call on 09 837 0907.

The first step of the finance process is for one of our finance managers to have a conversation with you. This will help them to assess your needs and wants. The next step is to tailor a finance plan to you and what you want, depending on your budget and circumstance. After our finance manager has put this together, we’ll then go through the plan with you and make any changes for you, before applying for the finance and getting it approved.

You’ll need a valid driver’s license, without conditions to apply for finance. However, the need to wear glasses when driving is fine. You must also be on a restricted license or higher. Proof of income through current payslips and proof of address may also be required.

Absolutely, we have a wide range of finance options available for businesses within each brand. Click here to go to the homepage for more information.

A credit check includes your payment history for credit cards, mortgages, previous car finance and hire purchases. Your payment history for other bills like electricity, gas and phone accounts may also be on your record. A credit check is done confidentially and it is also always ensured that your privacy is protected. Credit checks are only done with your consent.

We work with Heartland Bank and Motel Financial Services for West City Mitsubishi. Both offer competitive rates and are trusted lenders with a strong reputation.

Submit an enquiry through our enquiry form and our finance department will be in touch.

No worries, it’s definitely still worth getting in touch. We may be able to find some solutions for you.

Pre-approval is when the finance provider will need to know some personal information to approve your finance. This is always on a case by case basis. Essentially, it is an affordability measurement. Some of the things the finance provider may need to know will be your income, personal financial status and employment status/history. As this is a personalised process, your finance manager will work through every step with you and explain the need for the information, as well as answer any questions you may have.

If you have a current work permit, your finance loan term will be based on the length of your eligibility to stay in New Zealand.

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What our customers have to say

"Amazing service! If you are looking to buy a new car go and see Ravi at West City Suzuki. He was perfect to deal with from the second we got there. No hard sells just great service, encouragement and advice..."
"Fantastic service, from the minute we walked in the door. I was shown all the options available, never felt pressured into a decision... would thoroughly recommend the team at Kia West City."
"I recently bought a second-hand car from West City Suzuki, and the customer service I received was the best I have ever received from any car dealer I have ever dealt with."
"Fabulous visit, went in to look at the new Kia Stinger, bought it. Really helpful staff and not at all pushy. Can't speak more highly of this car sales outlet."
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